Pat Merrick
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Should I refinance?

Adjust any input and see your results update instantly. Export a copy to share with your lender, or set up a rate alert to get notified when rates drop.

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Rate alert

Get notified when the average 30-year rate hits your target.

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Results will appear here

Fill in your current loan details, the new rate, and your income to see live results.

Required fields:

  • Remaining balance
  • Current interest rate
  • Months remaining
  • Monthly payment
  • Home value
  • New interest rate
  • Annual income